Malta
Real Estate
Why invest in Malta?
Malta is becoming one of the most attractive property markets in Southern Europe. With a strong economy, beautiful coastal settings, and EU membership, the island offers both lifestyle and long-term value for investors and homebuyers alike.
Highlights
No property tax & low transaction costs.
English-speaking, business-friendly environment.
Benefits of investing in Real Estate in Malta
Trendy Locations in Malta
Application process
- Initial Consultation: Define your investment goals, location preferences, and residency status.
- Property Search & Shortlist: We match your criteria with curated properties from trusted developers and agencies.
- Property Viewings & Offer: Tour properties in person or virtually; we handle offer negotiation and terms.
- Legal Due Diligence: A local lawyer verifies ownership, debts, urban planning, and legal compliance.
- Promise of Sale: A preliminary contract is signed, and you pay a 10% deposit, agreeing on conditions and timelines.
- Final Checks & Financing: We assist with AIP permits, mortgage arrangements, and confirm all contract obligations.
- Final Sale Contract with Notary: You sign the contract in the presence of a notary and complete the payment.
- Land Registration & Utility Setup: The property is registered in your name, and utilities are transferred or activated.
Investment requirements
| Requirement | Amount/Range | Notes |
|---|---|---|
| Property Purchase | Minimum €375,000 | Must be held for 5 years (MPRP requirement). |
| Stamp Duty | 5% | One-time government tax on the purchase. |
| Notary & Legal Fees | ~1.5% | Depends on property size, location, and value. |
| Annual Property Tax (IMU) | None | Malta does not charge annual property tax. |
Residency Options through Real Estate in Malta
Turn your entrepreneurial ideas into reality with ease. Navigate the legal complexities of starting a business in Spain smoothly.
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Special Designated Areas in Malta
Foreign buyers, including non-EU citizens, can purchase freely within SDAs, without needing an AIP permit. These areas are popular for high-end living and investment due to their excellent amenities and prime locations.
Examples of SDAs in Malta:
These projects feature luxury finishes, on-site services, pools, parking, and high rental potential.
How Charfort can help you?
Property Search, Legal Due Diligence
Tailored listings in prime areas and exclusive developments.
Title checks, permits, contracts, and compliance.
Residency Support
Integration with the MPRP and Global Residence Programme.
Post-Purchase Services, Property Management
Utilities, taxes, furniture, and maintenance.
Rental setup, tenant relations, repairs, and accounting.
Turnkey Experience
From search to settlement, handled by our multilingual team.
Frequently asked questions
Everything you need to know about the process.
Contact us today
Charfort assists international clients in obtaining residence and citizenship under the respective programs. Contact us to arrange an initial private consultation.
