Spain
Non-Lucrative Visa
Overview
The Non-Lucrative Visa allows non-EU nationals to live in Spain without working, ideal for retirees or financially independent individuals.
It provides residency, Schengen access, and a pathway to permanent residency or citizenship.
Highlights
Free Schengen Travel: Move freely across Europe.
Pathway to residency and citizenship.
Benefits
- Live in Spain without working – Ideal for retirees and financially independent individuals.
- Pathway to residency and citizenship – Includes Schengen travel and long-term settlement options.
- Extended Stay: Reside in Spain with the option to renew
- Family Reunification: Spouse and children can be included minors and adult
financial or medical dependent. - Access to Healthcare: Private insurance coverage required
- Path to Citizenship: Eligible after long-term stay (2–10 years depending on
nationality) - Education Access: Children may enroll in the Spanish education system
Requirements
- No Work Allowed: Must not engage in employment or business in Spain.
- Principal applicant: €28.800/year (400% IPREM, 2025).
- Additional family: +€7.200/year per member (100% IPREM).
- Proof of Funds: Recent bank certificate or verifiable passive income.
- Health Insurance: Private policy from a Spanish provider.
- Clean Criminal Record: From all countries of residence (last 5 years).
- Medical Certificate: Stating no public health risks.
- Accommodation: In certain cases, applicants may be asked to provide a rental agreement or proof of property ownership, though this is generally uncommon.
- Tax Residency: Required to stay 183+ days/year, then, you become a Spanish tax resident.
- Global Income Tax: Subject to Spanish taxes, with applicable double taxation treaties.
- Capital Gains & Property Tax: Apply if you invest or purchase assets in Spain.
Application process from home country
- Gather required documents.
- Submit to Spanish Consulate.
- Wait for approval (1- 3 months)
- Receive visa & travel to Spain within 3 months.
- Register at local municipality. (From Spain)
- Apply for TIE (residence card) within 30 days. (From Spain). Visa includes NIE number for identification.
How Charfort can help you?
Eligibility assessment, Application Submission
We review your profile and advise on meeting visa criteria.
Step-by-step support through the application and consular processes.
Rejection appeal assistance
If your application is denied, we help you understand the reasons, prepare the necessary documents, and guide you through the appeal process to improve your chances of success.
Document preparation, Ongoing legal support
Help preparing and organizing proof of income, employment, insurance, and other paperwork.
We gather your documentation and handle the submission of your application as
quickly as possible.
Application Follow-up
We proactively track the status of your application and respond to any requests from the authorities.
Frequently asked questions
Everything you need to know about the process.
Contact us today
Charfort assists international clients in obtaining residence and citizenship under the respective programs. Contact us to arrange an initial private consultation.
